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585-240-2700    christian.pappas@ceterainvestors.com

  

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Blog

Christian Pappas | Apr 18, 2025

5 Smart Ways to Use Your Tax Refund in 2025

Investments
Finance
Tax Planning

Tax season might not spark joy, but a refund sure can.

In 2025, the IRS estimates the average federal income tax refund will top $3,170.1 That means a lot of

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Christian Pappas | Apr 17, 2025

Short term drops, long term strength

Markets
tariffs
In this video, we’ll break down the numbers, show why this year isn’t as unusual as it feels, and talk about how we can use those yearly lows to our advantage
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Christian Pappas | Apr 11, 2025

5 Major Retirement Regrets (That Are NOT Inevitable & How to Avoid Them)

Retirement

When are you going to retire?

How did you make that decision?

Many of us look at finances and health when we’re deciding when to retire.

Whether or not we realize

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Christian Pappas | Apr 8, 2025

When in doubt, zoom out.

Markets
Video
How should recent tariffs influence your long-term market outlook? Watch my latest video on how tariff volatility compares to other market fluctuations over
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Christian Pappas | Apr 4, 2025

7 Effective Tax Optimization Strategies for High-Net-Worth Individuals

Tax Planning
Investments
Retirement
Estate Planning
Real Estate

What does it take to minimize your tax bill, not just this year but in the years to come?

The answer varies for each individual. Tax optimization strategies

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Christian Pappas | Apr 3, 2025

Tariffs, Market Volatility, and What to do.

Investments
Weekly Market Comentary
A short video discussing the start of tariffs, market volatility, and what to do.
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Christian Pappas | Mar 28, 2025

From Boomers to Gen Z: A Generational Look at Money Habits and Financial Choices

Lifestyle

What financial habits have helped you most in life?

Which ones have held you back?

No matter how you answer those questions, your money habits have a lot to do

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Christian Pappas | Mar 21, 2025

5 Tax-Saving Strategies to Keep More of Your Money

Tax Planning
Retirement

Tax season doesn’t have to feel like an uphill battle. With the right strategies, you can minimize your tax bill and keep more of your hard-earned money where

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Christian Pappas | Mar 14, 2025

How to Dive into Business Succession Planning: 10 Key Questions

Investments
Finance
Tax Planning

What will happen to your business when it’s time for you to take a step back?

That can be a tough question that many business owners eventually have to face.

Yet

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An overhead view of someone walking on a tightrope high above a forest.
Christian Pappas | Mar 13, 2025

How to Stay Invested in Volatile Markets Without Losing Sleep

Investments
Risk Management
Savings

Market volatility can feel like a rollercoaster. Thrilling on the way up, stomach-churning on the way down. Even seasoned investors get a little uneasy when the

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Charles Sherry, MSc | Apr 12, 2023

A crisis of confidence

Please enjoy April's newsletter regarding the banking crisis and an up-to-date market wrap-up. 

A crisis of confidence

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Elaine Floyd , CFP® | Apr 12, 2023

Social Security: the important questions

Please enjoy this newsletter that discusses some of the important SS questions that basic internet research doesn't ask. 

Social Security: the important

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Cetera Investors
255 Woodcliff Drive, 1st Floor
Fairport, NY 14450

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585-240-2700
christian.pappas@ceterainvestors.com

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

Cetera Investors is a marketing name of Cetera Investment Services. Securities and Insurance Products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFG STC Insurance Agency LLC), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Registered Branch: 255 Woodcliff Drive 1st Floor, Fairport, NY 14450. (585) 240-2700. This site is published for residents of the United States only. Registered Representatives of Cetera Investment Services LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every representative listed. For additional information please contact the representative(s) listed on the site, visit the Cetera Investment Services LLC site at ceterainvestmentservices.com |Important Disclosures and Form CRS|Business Continuity|| Individuals affiliated with this broker/dealer firm are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services.

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